Pay at your own pace.

3 ways to pay

We’re making it easier to make smart choices with your wallet. So you can get the things you love without the things you don’t.

  1. Pay over 12, 24 or 36 months with rates from 0% - 36%* APR
  2. Know up front what you’ll pay, and never pay a penny more.
  3. Checking eligibility has no impact to credit
  1. Split your purchase into monthly installments
  2. No hidden fees, ever
  3. Checking eligibility has no impact to credit
  1. No credit financing solution
  2. Be approved for up to $3,500
  3. Minimum payments over time

*Your rate will be 0% APR or 10-36% APR.   For example, "on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

Here's how to finance thru Natural Form®

Fill your cart

Begin checkout once your are ready to order your items

Enter shipping info

Enter your shipping information and advance to billing page

Select payment plan

Choose Affirm, Shop Pay or Katapult as your payment choice and that's it.

Frequently asked questions

How will using these options effect my credit?

Affirm has a soft credit check when prequalifying. If you’re going to be late on a payment, schedule a payment as soon as possible. Late payments may hurt your credit score.

Do I still get a 100 night sleep trial when I finance?

Yes! No matter what payment method you choose, you still get can rest easy knowing you have 100 night sleep trial. If you do choose to return, you’ll be refunded for the payments you’ve made, minus any interest that has accrued.

How do I return my mattress if I finance?

We recommend sleeping on your new mattress for at least 30 nights, as it does take time to adjust. If you’re still unhappy, call (866) 550-2073 to begin the return process. Once the return has been completed, we will then credit your affirm or shopify payment account.