Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love.  We offer affordable monthly payments at a pace you choose – usually 3, 6, or 12 months.  From day one, you know how long you’ll pay, and you know how much you’ll pay because we never charge late fees or others hidden fees.

At the time of purchase, the shopper will charged for the first payment.  The remaining balance will be held on the credit card until the final payment is made.  After each monthly payment, the amount held from the available balance will be reduced to the new remaining balance.

Affirm has a soft credit check when prequalifying.  If you’re going to be late on a payment, schedule a payment as soon as possible.  Late payments may hurt your credit score.

Yes!  No matter what payment method you choose, you still get can rest easy knowing you have 100 night sleep trail.  If you do choose to return, you’ll be refunded for the payments you’ve made, minus any interest that has accrued.

We recommend sleeping on your new mattress for at least 30 nights, as it does take time to adjust.  If you’re still unhappy, call (866) 550-2073 to begin the return process!